Do you check the Credit Report of a Loan Applicant before Loan Disbursement?

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Who Can and Must Use a Credit Report ?
Co-Operative Credit Society
Multistate Co-Operative Credit Society
Nidhi Company
Any Institution Dealing in Loans

Benefits of a Credit Report in Loan Distribution Process

Accurate, Easy and Speedy Decision of Lending to an Applicant can be Made, just by looking at a Credit Report

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NPA and OTS

Credit Reports Displays if any of previous Loan Accounts of Applicant were settled or had an NPA

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Guarantor Info.

A Credit Report mentions the Loans for which the Applicant was a Guarantor to.

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Details of All Loan Accounts

Credit Reports contains the details of all the Historical Loan Accounts of the Borrower. E.g. Loan Amount, Rate of Interest, EMI, EMI Amount, Outstanding Amount, etc.

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Personal and Contact Info.

Credit Report also contains the Name, Address, Mobile or Landline Numbers as well as the Document Numbers of the Applicant. E.g. PAN, Passport, Ration Card, Voter Card, etc.

Do you Know ?

Borrowers Pay their Loan EMI's on time to Maintain a Good Credit Score. This helps in maintaining lower NPA.

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New Loan Alert

We'll Notify you if your Borrower applies for a New Loan

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Bankruptcy Info.

Credit Report can be Useful to Know if the Applicant is Bankrupt

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Loan Repayment History

Credit Report contains the Details of Every EMI Re-Payment. It also displays if there was a Delay in Repayment of an EMI.

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Speedy, Accurate and Ease of Decision

On the Basis of Information and Analysis of a Credit Report, One can Easily and Accurately make a Decision for Lending.

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The Membership of this Software is Absolutely Free*. So what are you waiting for, Register Now and avoid NPA.

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RBI Approved 17500+ Institutions

Retrieves Loan Details of the Borrower from RBI Approved 2000+ Banks, 10,000+ Finance Companies, 5500+ Microfinance Companies at a Click.

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Multi Branch, Multi User

A Seperate Login can be Assigned to every Manager / User of your Institution

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Money Back Guarantee

100% Money Back Guarantee, If you do not like our Services within 15 Days of your Membership.

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Upto 25% Off

Upto 25% Offers on Bulk Report and Exciting Offers awaiting on your Dashboard